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FORTIFIED Home™

*This page is currently under construction.
To find out more information on the FORTIFIED Home™ program please visit:
https://disastersafety.org/fortified/fortified-home/

What is a FORTIFIED Home™?
“FORTIFIED homes are new and existing homes that are strengthened through system-specific building upgrades to minimum building code requirements that will reduce damage from specific natural hazards. The FORTIFIED Home program has three levels of designation—Bronze, Silver and Gold—that build upon each other, allowing you to choose the desired level of protection that best suits your budgets and resilience goals.” (https://disastersafety.org/fortified/)

FORTIFIED Home Construction and Insurance Discounts
Since April 2018, insurance discounts have become available for FORTIFIED construction in Oklahoma. For residential homes, significant discounts on homeowners insurance rates have been offered. If you are looking into reroofing or building a new home soon, we strongly recommend that you call your insurance agent and ask if they offer discounts for reroofing or building FORTIFIED. You can also check below to see if your provider is already listed.


Insurance Agencies Offering FORTIFIED Home
Discount Rates
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American Association of Insurance Services
- Amica Mutual Insurance Co.
- Armed Forces Insurance Exchange
- Economy Premier Assurance Co.
- Employers Mutual Casualty Co.
- Goodville Mutual Casualty Co.
- IDS Property Casualty Insurance Co.
- Insurance Services Office
- Metropolitan Property and Casualty Insurance Co.
- National Security Fire & Casualty Insurance Co.
- Nationwide Mutual Fire Insurance Co.
- Pharmacists Mutual Insurance Co.
- QBE Insurance Corp.
- State Farm Fire and Casualty Co.
- The Travelers Home and Marine Insurance Co.
- Travelers Commercial Insurance Co.
- Trinity Universal Insurance Co.

*To find out if your insurance company offers discounts for building FORTIFIED , please call your agent


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